|
PRIVACY STATEMENT
CUSTOMER PRIVACY DISCLOSURE
Florida Mortgage Corporation® respects our customers’ right to privacy. In the
course of our business, you may provide us with confidential information
concerning your financial affairs and we understand and appreciate the
importance of maintaining the confidentiality of that information. We strive to
meet the highest standards in the conduct of our business and therefore observe
both the letter and the spirit of the law surrounding customer privacy issues.
Maintaining the confidentiality of the information you entrust with us is a
responsibility we take very seriously. We collect, maintain, use and share
information about you only where we reasonably believe that it will help
administer our business or provide products, services and other opportunities to
you.
This privacy statement applies to individual consumers and customers of
Florida Mortgage Corporation®
Our privacy statement is specifically designed for the protection of consumers,
or individuals obtaining a financial product or service from us for primarily
personal, family or household purposes. We use your personal information to
verify your identity, provide you with quality customer service and evaluate
your request for products and/or services.
Types of Personal Information
We collect various types of information about you during the normal course of
offering and providing financial products and services. Examples of such
information are: Information you provide in order to obtain or maintain a
service or product, such as loan application data communications from you
regarding your loan(s), such as a change of address request Information gathered
from your transactions and account history with us, our affiliates, and others,
such as your loan payment history Information obtained from third parties such
as consumer reporting agencies or credit bureaus, employers, depository
institutions and others, that we use to evaluate a loan application Information
that we may gather in compliance with certain laws and regulations, such as the
Home Mortgage Disclosure Act.
Sharing of personal information with third parties Individuals or
companies outside of Florida Mortgage Corporation are considered third parties.
Mortgage lenders are permitted (and sometimes even required) to share customer
information with third parties for certain purposes, such as servicing customer
relationships, fraud and risk management, and responding to transaction
requests.
We do NOT sell customer or former customer lists or personal
information to list brokers, marketing firms or to other third parties.
How we keep information private
We have internal policies and procedures designed to keep customer information
safe. These include: Allowing access to customer information only to authorized
employees performing specific job responsibilities necessitating such access
Maintaining physical, electronic and procedural safeguards that comply with
federal regulations to protect customer information Training employees on
privacy and disciplining any employees who violate our procedures Medical and
health information.
Mortgage
Shopping
About Florida Mortgage
Corporation
Testimonials
|
